[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mirid.sk\/realita-alebo-klam-v-reklamach\/#Article","mainEntityOfPage":"https:\/\/www.mirid.sk\/realita-alebo-klam-v-reklamach\/","headline":"Realita alebo klam v reklam\u00e1ch ?","name":"Realita alebo klam v reklam\u00e1ch ?","description":"\u00d8\u00a0 Ak si vyber\u00e1te hypot\u00e9ku pod\u013ea rekl\u00e1m , m\u00f4\u017eete by\u0165 ve\u013emi sklaman\u00fd. Aby ste dostali v\u00fdhodn\u00fd \u00farok mus\u00edte splni\u0165 ur\u010dite podmienky. Napr\u00edklad vyu\u017e\u00edva\u0165 \u00fa\u010det alebo \u00a0mus\u00edte ma\u0165 zalo\u017een\u00fd \u0161poriaci \u00fa\u010det alebo pravidelne vyu\u017e\u00edva\u0165 kreditn\u00fa kartu. \u00a0 \u00d8\u00a0 Ak nechcete jednu z t\u00fdchto slu\u017eieb vyu\u017e\u00edva\u0165 m\u00f4\u017ee sa v\u00e1m \u00farok dvoj n\u00e1sobne zv\u00fd\u0161i\u0165.Pod\u013ea \u010doho posudzuj\u00fa v\u00fd\u0161ku \u00faroku ...","datePublished":"2025-02-26","dateModified":"2025-02-26","author":{"@type":"Person","@id":"https:\/\/www.mirid.sk\/author\/#Person","name":"","url":"https:\/\/www.mirid.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mirid.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mirid.sk\/wp-content\/uploads\/img_a287217_w2033_t1524636751.jpg","url":"https:\/\/www.mirid.sk\/wp-content\/uploads\/img_a287217_w2033_t1524636751.jpg","height":0,"width":0},"url":"https:\/\/www.mirid.sk\/realita-alebo-klam-v-reklamach\/","wordCount":402,"articleBody":"\u00d8\u00a0 Ak si vyber\u00e1te hypot\u00e9ku pod\u013ea rekl\u00e1m , m\u00f4\u017eete by\u0165 ve\u013emi sklaman\u00fd. Aby ste dostali v\u00fdhodn\u00fd \u00farok mus\u00edte splni\u0165 ur\u010dite podmienky. Napr\u00edklad vyu\u017e\u00edva\u0165 \u00fa\u010det alebo \u00a0mus\u00edte ma\u0165 zalo\u017een\u00fd \u0161poriaci \u00fa\u010det alebo pravidelne vyu\u017e\u00edva\u0165 kreditn\u00fa kartu.\u00a0\u00d8\u00a0 Ak nechcete jednu z t\u00fdchto slu\u017eieb vyu\u017e\u00edva\u0165 m\u00f4\u017ee sa v\u00e1m \u00farok dvoj n\u00e1sobne zv\u00fd\u0161i\u0165.Pod\u013ea \u010doho posudzuj\u00fa v\u00fd\u0161ku \u00faroku ? Ka\u017ed\u00e9ho posudzuj\u00fa inak. Niekoho pod\u013ea toho ak\u00fa ve\u013ek\u00fa hypot\u00e9ku \u017eiada , niekoho podl\u00e1 mesa\u010dn\u00e9ho z\u00e1robku a niekoho pod\u013ea \u017eivotn\u00e9ho minima , t\u00fdch faktorov je naozaj dos\u0165. Ak teda \u017eiadate hypot\u00e9ku \u010di \u00faver mus\u00edte sa pripravi\u0165 naozaj na v\u0161etko. Okrem toho mus\u00edte ma\u0165 \u010dist\u00fd finan\u010dn\u00fd register. V praxi to znamen\u00e1 \u017ee ak m\u00e1te v \u0148om z\u00e1znam nemusia v\u00e1m ni\u010d schv\u00e1li\u0165. Sta\u010d\u00ed aj mal\u00e1 drobnos\u0165 a va\u0161a \u017eiados\u0165 o p\u00f4\u017ei\u010dku m\u00f4\u017ee by\u0165 zmietnut\u00e1 zo stola behom sekundy a\u00a0nie je to ni\u010d prijemn\u00e9.\u00a0\u00d8\u00a0 Vr\u00e1\u0165me sa ale sp\u00e4\u0165 ku rekl\u00e1m. Ak vid\u00edte reklamu kde v\u00e1m pon\u00fakaj\u00fa \u00farok od napr\u00edklad od\u00a0 0.5 % nie je tak. Dole toti\u017e s\u00fa mal\u00e9 drobn\u00e9 p\u00edsmen\u00e1 , teda vety ktor\u00e9 hovoria \u017ee ak chcete tento \u00farok mus\u00edte splni\u0165 v\u0161etky podmienky banky. Av\u0161ak je len mal\u00e9 percento \u013eud\u00ed ktor\u00e9 si to pre\u010d\u00edtaj\u00fa a ve\u013ea \u013eud\u00ed sa nachyt\u00e1 na \u00farokoch ktor\u00e9 mus\u00ed spl\u00e1ca\u0165 cel\u00fd \u017eivot. M\u00f4\u017ee \u00eds\u0165 o podvod ? \u00a0\u00d8\u00a0 \u010ciasto\u010dne aj \u00e1no aj nie . Ak by sa ohradili na to \u017ee v\u00e1s oklamali , banka m\u00f4\u017ee poveda\u0165 \u017ee ste si mali pre\u010d\u00edta\u0165 v\u0161etky podmienky ktor\u00fa s\u00fa v reklam\u00e1ch ale aj zmluv\u00e1ch o uzatvoren\u00ed p\u00f4\u017ei\u010dky. Tak\u017ee podvod \u010di nepodvod ide o nap\u00e1lenie ktor\u00e9 m\u00f4\u017eete \u013eahko \u013eutova\u0165 , teda hovor\u00edme o\u00a0nachytanie zo strany b\u00e1nk. \u00a0\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kde z\u00edskam najlep\u0161\u00ed \u00farok ? \u00a0Na slovenskom trhu m\u00e1me nieko\u013eko centr\u00e1lnych a pobo\u010dkov\u00fdch bank s ktor\u00fdch si m\u00f4\u017eete vybra\u0165 . \u00daroky v bank\u00e1ch sa neust\u00e1le menia a je to hlavne z toho d\u00f4vodu aby nal\u00e1kali viac \u013eud\u00ed do svojej pobo\u010dky. Preto si ve\u013emi dobre pozis\u0165ujte v\u0161etky dostupn\u00e9 inform\u00e1cie a a\u017e potom sa\u00a0 m\u00f4\u017eete rozhodn\u00fa\u0165 do akej banky p\u00f4jdete \u017eiada\u0165 p\u00f4\u017ei\u010dku.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Realita alebo klam v reklam\u00e1ch ?","item":"https:\/\/www.mirid.sk\/realita-alebo-klam-v-reklamach\/#breadcrumbitem"}]}]